Transfer or send money

Send money straight from your Tera wallet.

🇮🇳 India only — this section applies to India (IN) accounts.

Ways to send

• UPI — pay anyone with a UPI ID or mobile number (fastest, on mobile). See Make a UPI payment.
• Withdraw to your bank — move money from your wallet to your linked bank account. See Add money or withdraw.

The general flow

Whichever method you use, the steps are similar:

1. Choose the amount and the recipient (a UPI ID / mobile number, or your bank account for a withdrawal).
2. Enter Remarks and any required details (category, GL account, department, and so on).
3. Review the details.
4. Tap Pay to authorize the payment from your wallet.

Note: Remarks must use letters, numbers, and spaces only — see Payment remarks rules.