Add money or withdraw from your wallet

Move money between your linked bank account and your Tera wallet.

🇮🇳 India only — this section applies to India (IN) accounts.

Add money

1. Go to My TERA → Wallets and open your wallet.
2. Open the wallet's menu (⋯) and choose Add Money.
3. Enter the Amount and an optional Memo.
4. Choose the From Account (your linked bank account). Your wallet is set as the To Account.
5. Fill any required classification fields — Category, GL Account, Department, Cost Center, Location — and any custom fields your company requires.
6. Continue to Authorize. If prompted, enter the OTP sent to your registered mobile number.
7. On success, you'll see a confirmation with a transaction number.

Withdraw money

Same steps, but choose Withdraw Money from the wallet menu — the money moves from your wallet back to your bank account.

Note: Classification fields (category, GL account, etc.) only appear when your company's policy requires them. If a field is marked required, you'll need to fill it before you can continue.