What is Tera?

Tera is a spend-management platform that helps your company track and control spending — expenses, bills, cards, wallets, approvals, and AI-powered insights — across web and mobile.

What you can do in Tera

• My TERA — your personal space: wallet, cards, expenses, and payments.
• FinPilot Hub — an AI assistant that surfaces insights and handles tasks. See FinPilot AI.
• Dashboard — a company-wide overview of spend.
• Cards — corporate cards and their transactions.
• Reimbursements — submit and track expense claims.
• Wallets — a UPI wallet (India). See What is the Tera wallet?
• Bills & vendors — manage and pay supplier bills.
• Reports — spending reports and exports.
• Admin — users, teams, and settings (for administrators).

Note: What you see depends on your role and region. Menus are filtered to your role — see Understanding user roles — and some features (like the UPI wallet) are India-only.