Tera is a spend-management platform that helps your company track and control spending — expenses, bills, cards, wallets, approvals, and AI-powered insights — across web and mobile.
What you can do in Tera
- My TERA — your personal space: wallet, cards, expenses, and payments.
- FinPilot Hub — an AI assistant that surfaces insights and handles tasks. See FinPilot AI.
- Dashboard — a company-wide overview of spend.
- Cards — corporate cards and their transactions.
- Reimbursements — submit and track expense claims.
- Wallets — a UPI wallet (India). See What is the Tera wallet?
- Bills & vendors — manage and pay supplier bills.
- Approvals & compliance — sign-off routing, plus the policy rules that flag unusual spend.
- Reports — spending reports and exports.
- Admin — users, teams, and settings (for administrators).
Note: What you see depends on your role and region. Menus are filtered to your role — see Understanding user roles — and some features (like the UPI wallet) are India-only.
Where to start
- Just joined? Follow Your first week with Tera.
- Rolling Tera out to your company? Start with Set up your company (admin quick start).
- Want to sign in right now? See Log in and set up your account.