How vendors get paid

When you pay a bill, Tera uses the vendor's saved details to send the payment — you don't re-enter bank information each time.

How it works

1. You approve and pay a bill (see Approve and pay a bill).
2. Tera looks up the vendor's preferred payment method and their primary bank account.
3. It routes the payment using those details:
   - 🇮🇳 India — NEFT, RTGS, or UPI, using the IFSC + account number (or UPI VPA).
   - 🇺🇸 US — ACH or wire, using the routing + account number.

What to set up first

So payments go through smoothly, make sure each vendor has:

• a preferred payment method, and
• a verified primary bank account.

See Set up vendor bank and payment details.